Tag: decide

How do I decide if its time To Sell my Laguna Niguel Home-Check it now

The market activity report for Laguna Niguel for theweek of March 23rd 2015 shows it's a seller's market.

The medianlist price now is $1,079,000.

And on the average it's taking 116 days to sell a home in Laguna Niguel and the days on the market are actuallyheading downward.

Although 37 percent of the homes had aprice decrease, it is currently a seller's market.

So,prices will resume their climb if the trend continues.

While the medianhome price in Laguna Niguel hasn't moved much in the last few weeks, we are relatively close to the high-water mark in pricing.

So, while prices are trending up,inventory is tightening and the days on the market is falling.

This is a great time to sell you Laguna Niguel home.

I'm Arna freedman, your real estateadvisor.

Stay tuned for the next market activityreport for Laguna Niguel, California.

You can also check your current homevalue report at viewmyhomesvalue.

Com and follow up on Twitter and Facebook.

Sign onto ehome.

Com today to get all theproperty information you need in Laguna Niguel.

Thank you.

Source: Youtube

How to Decide Whether to Buy or Rent a Home

How to Decide Whether to Buy or Rent a Home.

Owning your own home is the American Dream, but don't jump into such a major commitmentbefore you're ready.

With careful consideration, you can decide whether it is best for youto buy or rent a home.

You will need Short-term future plan Savings account statement Handymanskills Basic math skills Commitment Money for closing costs and agent fees (optional)and knowledge of tax deductions (optional).

Step 1.

Think about how many years you planon staying in your home.

If you aren't sure that you'll be in the home for at least 3years, you'll likely be better off renting than buying.

Step 2.

Check your availablesavings to see how much money you have available for a down payment.

If your available downpayment is less than 20 percent of the purchase price, you'll likely have higher monthly payments,and renting may be a better option — at least until you can save more money.

Be sure thatyou have enough to cover closing costs and real estate agent fees in addition to thepurchase price when buying a new home.

Step 3.

Think about whether you have skills orenough money to handle incidental repairs like a broken air conditioner or clogged plumbing.

Renting means that these responsibilities are the landlord's; when you buy, the responsibilityis all yours.

Step 4.

Compare the rent ratio by dividing the purchase price of a new homeby the annual cost of renting a home.

Consider buying if the ratio falls below 20.

Considerrenting if the ratio is above 20.

Step 5.

Calculate the tax breaks that you would receivefrom buying your home by estimating how much interest you would pay on a mortgage and howmuch property tax you would pay within a year.

Determine whether this break is large enoughto warrant buying a home.

Determine whether the tax deduction for purchasing your homeexceeds the standard deduction that everyone — including renters — is allowed to take.

Step 6.

Decide if you're mentally ready to commit to a large, long-term purchase.

Buyinga home means that you can't pack up and move whenever you want.

If you're ready for thiscommitment, and your finances are all in line, it might be time to find an agent and startshopping for your dream home.

Did you know The White House features 132 rooms, 35 bathrooms,and 6 levels in the residence area.

Source: Youtube